{"id":501,"date":"2025-09-20T12:49:43","date_gmt":"2025-09-20T12:49:43","guid":{"rendered":"https:\/\/novibetcasinoreview.com\/?page_id=501"},"modified":"2025-12-31T16:33:08","modified_gmt":"2025-12-31T16:33:08","slug":"politica-aml","status":"publish","type":"page","link":"https:\/\/betclicpt.com\/pt\/politica-aml\/","title":{"rendered":"Pol\u00edtica AML"},"content":{"rendered":"\n<p><a href=\"https:\/\/betclicpt.com\/\">betclic pt<\/a><\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"pt-PT\">\n<head>\n  <meta charset=\"utf-8\" \/>\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\n  <style>\n    html,body{\n      margin:0;\n      padding:0;\n      font:16px\/1.6 system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,Noto Sans,Helvetica,Arial,\"Apple Color Emoji\",\"Segoe UI Emoji\";\n    }\n\n    main{max-width:900px;margin:0 auto;padding:32px 20px 64px;}\n    header{padding:24px 20px;border-bottom:1px solid #ddd;}\n    \n    .meta{color:#666;font-size:.95rem;margin-top:6px}\n    nav{margin:20px 0 28px}\n    nav a{display:inline-block;margin:.25rem .6rem .25rem 0;text-decoration:none;color:#0a7;border:1px solid #0a7;padding:.25rem .6rem;border-radius:999px;font-size:.92rem}\n    section{margin:28px 0}\n    h2{font-size:1.35rem;margin:0 0 10px}\n    h3{font-size:1.05rem;margin:18px 0 6px}\n    ul{padding-left:1.2rem}\n    code,pre{background:rgba(127,127,127,.1);padding:.1rem .35rem;border-radius:6px}\n    .card{border:1px solid rgba(127,127,127,.25);border-radius:14px;padding:18px;margin:14px 0}\n    footer{border-top:1px solid #ddd;margin-top:36px;padding:18px 20px;color:#666;font-size:.95rem}\n    address{font-style:normal}\n  <\/style>\n<\/head>\n<body>\n  <header>\n    <main>\n      <div class=\"meta\">\n        \u00daltima atualiza\u00e7\u00e3o: <time datetime=\"2025-09-23\">23 de setembro de 2025<\/time>\n      <\/div>\n      <div class=\"card\">\n        <strong>Entidade respons\u00e1vel:<\/strong> <a href=\"https:\/\/betclicpt.com\" rel=\"noopener\">Betclic<\/a><br \/>\n        <strong>Website:<\/strong> <a href=\"https:\/\/betclicpt.com\" rel=\"noopener\">betclicpt.com<\/a><br \/>\n        <strong>Email de contacto:<\/strong> <a href=\"mailto:support@betclicpt.com\">support@betclicpt.com<\/a><br \/>\n        <strong>Endere\u00e7o:<\/strong> <address>Av. de Fern\u00e3o de Magalh\u00e3es 3548, 4350-175 Porto, Portugal<\/address>\n      <\/div>\n\n      <nav aria-label=\"\u00cdndice\">\n        <a href=\"#scope\">1. \u00c2mbito de aplica\u00e7\u00e3o<\/a>\n        <a href=\"#objectives\">2. Objetivos da pol\u00edtica<\/a>\n        <a href=\"#kyc\">3. Procedimentos KYC<\/a>\n        <a href=\"#monitoring\">4. Monitoriza\u00e7\u00e3o de transa\u00e7\u00f5es<\/a>\n        <a href=\"#suspicious\">5. Comunica\u00e7\u00e3o de opera\u00e7\u00f5es suspeitas<\/a>\n        <a href=\"#training\">6. Forma\u00e7\u00e3o de colaboradores<\/a>\n        <a href=\"#record-keeping\">7. Conserva\u00e7\u00e3o de registos<\/a>\n        <a href=\"#sanctions\">8. Verifica\u00e7\u00e3o de san\u00e7\u00f5es<\/a>\n        <a href=\"#risk\">9. Avalia\u00e7\u00e3o de riscos<\/a>\n        <a href=\"#compliance-officer\">10. Oficial de conformidade AML<\/a>\n        <a href=\"#review\">11. Revis\u00e3o da pol\u00edtica<\/a>\n        <a href=\"#contact\">12. Informa\u00e7\u00f5es de contacto<\/a>\n      <\/nav>\n    <\/main>\n  <\/header>\n\n  <main>\n    <section id=\"scope\">\n      <h2>1. \u00c2mbito de aplica\u00e7\u00e3o<\/h2>\n      <p>\n        A presente Pol\u00edtica de Preven\u00e7\u00e3o da Lavagem de Dinheiro (\u00abPol\u00edtica AML\u00bb) aplica-se a todas as opera\u00e7\u00f5es e servi\u00e7os prestados pela Betclic (\u00abn\u00f3s\u00bb, \u00abnossa\u00bb ou \u00abEmpresa\u00bb) atrav\u00e9s do website\n        <a href=\"https:\/\/betclicpt.com\" rel=\"noopener\">betclicpt.com<\/a>, incluindo o registo de contas, atividade de jogo, opera\u00e7\u00f5es financeiras e outras intera\u00e7\u00f5es com os utilizadores.\n      <\/p>\n      <p>\n        A presente Pol\u00edtica foi desenvolvida em conformidade com o Regulamento Geral sobre a Prote\u00e7\u00e3o de Dados (UE) 2016\/679 (\u00abRGPD\u00bb), a Diretiva da UE sobre a Preven\u00e7\u00e3o da Lavagem de Dinheiro (AMLD), a legisla\u00e7\u00e3o nacional portuguesa e os requisitos das autoridades reguladoras.\n      <\/p>\n    <\/section>\n\n    <section id=\"objectives\">\n      <h2>2. Objetivos da pol\u00edtica<\/h2>\n      <ul>\n        <li>Prevenir a utiliza\u00e7\u00e3o da plataforma para lavagem de dinheiro e financiamento do terrorismo.<\/li>\n        <li>Garantir o cumprimento da legisla\u00e7\u00e3o aplic\u00e1vel e dos requisitos regulamentares.<\/li>\n        <li>Proteger a reputa\u00e7\u00e3o e integridade da empresa.<\/li>\n      <\/ul>\n    <\/section>\n\n    <section id=\"kyc\">\n      <h2>3. Procedimentos KYC<\/h2>\n      <p>Todos os clientes passam por procedimentos de &#8220;Conhe\u00e7a o seu Cliente&#8221; (KYC) no momento do registo e\/ou ao atingir determinados limites de transa\u00e7\u00f5es. Isto inclui:<\/p>\n      <ul>\n        <li>Confirma\u00e7\u00e3o de identidade: passaporte v\u00e1lido, cart\u00e3o de cidad\u00e3o ou carta de condu\u00e7\u00e3o.<\/li>\n        <li>Confirma\u00e7\u00e3o de morada: fatura de servi\u00e7os p\u00fablicos, extrato banc\u00e1rio (n\u00e3o superior a 3 meses).<\/li>\n        <li>Verifica\u00e7\u00e3o da origem dos fundos e patrim\u00f3nio, quando necess\u00e1rio.<\/li>\n      <\/ul>\n    <\/section>\n\n    <section id=\"monitoring\">\n      <h2>4. Monitoriza\u00e7\u00e3o de transa\u00e7\u00f5es<\/h2>\n      <p>Todas as transa\u00e7\u00f5es est\u00e3o sob monitoriza\u00e7\u00e3o cont\u00ednua utilizando sistemas automatizados de dete\u00e7\u00e3o de atividades suspeitas, tais como:<\/p>\n      <ul>\n        <li>Transa\u00e7\u00f5es invulgarmente grandes ou frequentes.<\/li>\n        <li>Dep\u00f3sitos e levantamentos sem participa\u00e7\u00e3o em jogos.<\/li>\n        <li>Utiliza\u00e7\u00e3o de v\u00e1rias contas por uma mesma pessoa.<\/li>\n      <\/ul>\n    <\/section>\n\n    <section id=\"suspicious\">\n      <h2>5. Comunica\u00e7\u00e3o de opera\u00e7\u00f5es suspeitas<\/h2>\n      <p>Qualquer atividade suspeita \u00e9 imediatamente registada e, quando necess\u00e1rio, comunicada \u00e0s autoridades competentes (como o Banco de Portugal ou a Unidade de Informa\u00e7\u00e3o Financeira de Portugal).<\/p>\n    <\/section>\n\n    <section id=\"training\">\n      <h2>6. Forma\u00e7\u00e3o de colaboradores<\/h2>\n      <p>Todos os colaboradores envolvidos no atendimento ao cliente ou em opera\u00e7\u00f5es financeiras recebem forma\u00e7\u00e3o regular sobre AML\/KYC e atualizam os seus conhecimentos pelo menos uma vez por ano.<\/p>\n    <\/section>\n\n    <section id=\"record-keeping\">\n      <h2>7. Conserva\u00e7\u00e3o de registos<\/h2>\n      <p>Todos os dados KYC e registos de transa\u00e7\u00f5es s\u00e3o conservados durante pelo menos 5 anos ap\u00f3s o t\u00e9rmino da rela\u00e7\u00e3o com o cliente, em conformidade com a legisla\u00e7\u00e3o portuguesa e europeia.<\/p>\n    <\/section>\n\n    <section id=\"sanctions\">\n      <h2>8. Verifica\u00e7\u00e3o de san\u00e7\u00f5es<\/h2>\n      <p>Antes da ativa\u00e7\u00e3o da conta e em transa\u00e7\u00f5es significativas, \u00e9 realizada uma verifica\u00e7\u00e3o do cliente contra listas internacionais e nacionais de san\u00e7\u00f5es (incluindo listas da UE, ONU e OFAC).<\/p>\n    <\/section>\n\n    <section id=\"risk\">\n      <h2>9. Avalia\u00e7\u00e3o de riscos<\/h2>\n      <p>A Empresa realiza regularmente avalia\u00e7\u00f5es de risco AML\/CTF, considerando a geografia dos clientes, tipos de produtos, volume de transa\u00e7\u00f5es e outros fatores. As medidas de controlo s\u00e3o adaptadas de acordo com o n\u00edvel de risco.<\/p>\n    <\/section>\n\n    <section id=\"compliance-officer\">\n      <h2>10. Oficial de conformidade AML<\/h2>\n      <p>Est\u00e1 designado um Oficial de Conformidade AML respons\u00e1vel pela implementa\u00e7\u00e3o, monitoriza\u00e7\u00e3o e atualiza\u00e7\u00e3o da presente Pol\u00edtica.<\/p>\n    <\/section>\n\n    <section id=\"review\">\n      <h2>11. Revis\u00e3o da pol\u00edtica<\/h2>\n      <p>A presente Pol\u00edtica \u00e9 revista pelo menos uma vez por ano ou quando ocorrem altera\u00e7\u00f5es na legisla\u00e7\u00e3o e nos requisitos regulamentares.<\/p>\n    <\/section>\n\n    <section id=\"contact\">\n      <h2>12. Informa\u00e7\u00f5es de contacto<\/h2>\n      <ul>\n        <li><strong>Nome:<\/strong> Betclic<\/li>\n        <li><strong>Website:<\/strong> <a href=\"https:\/\/betclicpt.com\">betclicpt.com<\/a><\/li>\n        <li><strong>Email:<\/strong> <a href=\"mailto:support@betclicpt.com\">support@betclicpt.com<\/a><\/li>\n        <li><strong>Endere\u00e7o:<\/strong> Av. de Fern\u00e3o de Magalh\u00e3es 3548, 4350-175 Porto, Portugal<\/li>\n      <\/ul>\n      <p class=\"muted\">Esta p\u00e1gina tem car\u00e1ter meramente informativo e n\u00e3o constitui aconselhamento jur\u00eddico.<\/p>\n    <\/section>\n  <\/main>\n\n  <script>\n    document.getElementById(\"y\")?.textContent = new Date().getFullYear();\n  <\/script>\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>betclic pt \u00daltima atualiza\u00e7\u00e3o: 23 de setembro de 2025 Entidade respons\u00e1vel: Betclic Website: betclicpt.com Email de contacto: support@betclicpt.com Endere\u00e7o: Av. de Fern\u00e3o de Magalh\u00e3es 3548, 4350-175 Porto, Portugal 1. \u00c2mbito de aplica\u00e7\u00e3o 2. Objetivos da pol\u00edtica 3. Procedimentos KYC 4. Monitoriza\u00e7\u00e3o de transa\u00e7\u00f5es 5. Comunica\u00e7\u00e3o de opera\u00e7\u00f5es suspeitas 6. Forma\u00e7\u00e3o de colaboradores 7. Conserva\u00e7\u00e3o de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full-width.php","meta":{"footnotes":""},"class_list":["post-501","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pol\u00edtica AML \u2013 Preven\u00e7\u00e3o de Branqueamento de Capitais betclic<\/title>\n<meta name=\"description\" content=\"Saiba como aplicamos a Pol\u00edtica AML para prevenir o branqueamento de capitais e garantir opera\u00e7\u00f5es seguras e transparentes betclic\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/betclicpt.com\/pt\/politica-aml\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" 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